Home Insurance
doesn’t offer the
complete jewelry
coverage you need.
Coverage Type
Home Insurance
Loss
Covered
Not Covered
Disappearance
Covered
Not Covered
Damage
Covered
Not Always Covered
Theft
Covered
Often limited
Flood or Earthquake
Covered
Not Always Covered
Worldwide Travel
Covered
Often limited
Out-of-Pocket Cost
$0 Deductible option
Homeowners deductible applies
The average home insurance policy protects a maximum of $5000 total or less for all your jewelry
We’ve got you covered
Any type of jewelry — we protect it all with comprehensive replacement and repair coverage
Rings
Watches
Earrings
Bracelets
Necklaces
and more
Loss
Your ring is left on a sink, locker at the gym or a beach. Wherever it is, you can’t find it. No worry, it’s covered.
Theft
The biggest nightmare, your most precious piece gets stolen and it is dreadful. Don’t worry. Stolen jewelry is covered.
Damage
Accidents happen. Crack your diamond on the corner of the table, ring prong bent putting on clothes or a watch drops shattering the crystal. No sweat, we cover it.
Disappearance
Jewelry gets lost, stolen or disappears and you can’t explain how, where or when it vanished. All good, it’s covered.